Financial Information
Understanding the Cost of Addiction and Mental Health Treatment
Getting treatment for substance use or mental health disorders is essential to Canadians’ well-being. At EHN Canada, we’re dedicated to delivering the very best in evidence-based treatment with the lowest wait times possible.
As a network of private healthcare treatment providers, our cost of inpatient and outpatient treatment varies by individual need, location, programs, and other factors.
Funded Beds and Split Payments
We do not want the economic cost of treatment to be a barrier to getting treatment for substance use or a mental health disorder. It’s why we work to offer as many privately and publicly funded beds as possible. Call (1-800-387-6198) to speak with an admissions counsellor to learn more.
We do our best to accommodate our patients’ preferred payment methods. Splitting payment is viable and if you require further flexibility, give us a call and we can discuss your options.
At the time of admission, patients can pay via a combination of ways:
- Credit card and wire transfer
- Credit and debit
- Multiple credit cards
- Two different guarantors
- Financial accessibility options (mentioned below)
Please note: Certified cheques are accepted as a payment method, but personal cheques are not accepted.
Financial Accessibility Options for Our Treatment Programs
In order to make our treatment programs available to as many patients as possible, we do accept a variety of additional payment options. These include:
- Workplace benefits and insurance
- Medicard
- Bank loans
- Healthcare credit cards
Accessing Workplace Benefits or Insurance Plans
Private medical insurance plans can help cover costs that are outside the scope of publicly funded coverage. More and more insurance companies are covering the cost of mental health and addiction treatment. Depending on coverage and your province of residence, some or all treatment costs may be covered. The easiest way to check if it’s covered by your insurance provider is to call them and ask if they cover “non-provincially funded treatment.” Once your insurance provider has confirmed that they do cover it, our admissions counsellors are very familiar with this process and will provide appropriate documentation as requested.
We do not provide itemised quotes, but we can send the quote with a letterhead. If you are accessing treatment through your employer, details vary. Call (1-800-387-6198) to speak with an admissions counsellor to learn more.
Using Medicard
EHN Canada is partnered with Medicard, a Canadian patient financing company that offers a simple and affordable option to finance medical services. Medicard’s aim is to avoid delay of treatment due to cost concerns by offering a variety of financing terms with convenient monthly payment plans.
Click here to view the Medicard website.
Getting a Bank Loan
You can also access financing options from your financial institution. Financial institutions can offer personal loans for low interest rates. Contact your financial institution to inquire about financing options.
Using Healthcare Credit Cards
Some credit card companies offer specialised healthcare cards with lower interest rates than standard credit cards. This allows for the price of treatment to be funded and then paid off through instalments over time, alleviating some of the immediate financial pressure. Reach out to your financial institution of choice to learn about the healthcare credit cards available to you.
Frequently Asked Questions about Paying for Rehabilitation
A: Our prices vary by individual need, location, programs, and other factors. Call us to speak with an admissions counsellor to learn more about pricing and financing options that suit your needs.
A: Yes, depending on your insurance provider and workplace benefits, you may be covered. The easiest way to check if EHN’s treatment is covered by your insurance provider is to call them and ask if they cover “non-provincially funded treatment.”
A: If your employee benefits say “Bellwood Private Hospital,” it means the programs available at Bellwood Treatment Centre can be partially funded. If it says “Bellwood Total Health,” it means the programs can be fully funded. Call to speak with our admissions counsellors to learn more about employee benefit details.
A: Our inpatient programs are tax exempt. At times, EHN’s treatment can be claimed as a medical expense, consult your accountant and our counsellors for more information. Call to speak with our admissions counsellors to learn more about tax exemption details.
